Get the best opportunities for your small business — we can help

Small businesses make up 98 percent New York State businesses and employ more than half of New York’s private sector workforce. Empire State Development’s Small Business Division supports the development and expansion of businesses with under 100 employees – directing an array of programs and initiatives supporting small business growth and helping entrepreneurs maximize opportunities for success. Explore all we offer, plus a custom business checklist of NYS programs and services that match your goals.

New York Business Express

Use our Incentive Wizard to find NYS programs and services that will help you launch and grow your business.

New York State Directory of Small Business Programs

Find valuable programs and resources for business planning, operations and growth.

New York State Small Business Guide

Click here to download a guide to owning and operating a small business in New York State.

Become a State Contractor

Visit the New York State contract reporter for opportunities to work with the State of New York.

Lending Programs and Financial Resources for Businesses


New York State offers a variety of small business resources to help you succeed. Whether your business needs a microloan of less than $25,000 or a loan of $500,000+, our directory of NYS alternative lenders can guide you to meet your financing needs.

Alternative Lenders Directory

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Job Development Authority Direct Loan Program

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Global NY Fund Loan Program

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Metropolitan Economic Revitalization Fund

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Linked Deposit Program

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Bridge to Success Loan Program

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New York State Surety Bond Assistance Program

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How to Navigate the Lending Landscape

Understand your options for getting a small business loan, make informed decisions, and find reputable small business lenders.

Technical Assistance Programs for Businesses


Be sure to also check out our programs offering financial assistance or business counseling to help your small business start, retain or regain a competitive edge.

Business Mentor NY

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Entrepreneurial Assistance Program

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New York Manufacturing Extension Partnership

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Procurement Assistance Program

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NYS-Certified Business Incubator and Innovation Hot Spot Program

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Programs and Resources for Financial Institutions and Lenders

We work with lenders throughout the state to facilitate the flow of capital to small businesses. To find out about opportunities to partner with and participate in our programs see link below.

Division of Small Business Contact Information