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Get the best opportunities for your small business — we can help

Small businesses make up 98 percent of New York State businesses and employ 40% of New York’s private sector workforce. Empire State Development’s Small Business Division supports the development and expansion of businesses with under 100 employees – directing an array of programs and initiatives supporting small business growth and helping entrepreneurs maximize opportunities for success. Explore all we offer, plus a custom business checklist of NYS programs and services that match your goals.

New York State Small Business Credit Initiative (SSBCI)

New York State has been awarded more than $500 million in federal SSBCI funding to help small, and traditionally disadvantaged, businesses succeed— with a focus on post-pandemic recovery. Find out more about ESD's SSBCI programs.

Business Pandemic Recovery Initiative

Find out about state and federal programs, grants, funds and tax credits to help NYS businesses recover.

Upcoming Events

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Newburgh Free Library
124 Grand Street
Newburgh, NY 12550

Launching and Growing a Small Business in New York State

Find comprehensive guides to valuable programs and resources for business planning, operations and growth – including a Business Wizard and information on support programs and incentives.

New York State Directory of Small Business Programs

Find valuable programs and resources for business planning, operations and growth.
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New York State Small Business Guide

Download a guide to owning and operating a small business in New York State.
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New York Business Express

A comprehensive resource for starting, running, and growing a business in NYS, including a Business Wizard and information on support programs and incentives.
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Lending Programs and Financial Resources for Businesses

New York State offers a variety of small business resources to help you succeed. Whether your business needs a microloan of less than $25,000 or a loan of $500,000+, our directory of NYS alternative lenders can guide you to meet your financing needs.

Alternative Lenders Directory

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Job Development Authority Direct Loan Program

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Global NY Fund Loan Program

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Metropolitan Economic Revitalization Fund

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Linked Deposit Program

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Bridge to Success Loan Program

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New York State Surety Bond Assistance Program

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Regional Revolving Loan Trust Fund Program

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Community Development Financial Institution (CDFI) Revolving Loan Fund Program

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JDA Agriculture Loan Fund

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Technical Assistance Programs for Businesses

Be sure to also check out our programs offering financial assistance or business counseling to help your small business start, retain or regain a competitive edge.

Business Mentor NY

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Entrepreneurship Assistance Centers

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New York Manufacturing Extension Partnership

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Procurement Assistance Program

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NYS-Certified Business Incubator and Innovation Hot Spot Program

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Small Business Environmental Ombudsman (SBEO)

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Become a State Contractor

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How to Navigate the Lending Landscape

Understand your options for getting a small business loan, make informed decisions, and find reputable small business lenders.

Programs and Resources for Financial Institutions and Lenders

We work with lenders throughout the state to facilitate the flow of capital to small businesses. To find out about opportunities to partner with and participate in our programs see link below.

Division of Small Business Contact Information