Get the best opportunities for your small business — we can help

When you start a small business in New York, you’re part of a larger community, because small businesses make up 98% of all businesses in the state. When you expand or move a small business to New York State, you are part of a group that employs more than half of our private-sector workforce. Empire State Development’s Division of Small Business directs a wide array of programs and initiatives to support small business growth and help entrepreneurs maximize their opportunities for success. Our mission? To help you develop and expand into tomorrow.

Growth and operational support to boost competitiveness


Tap into programs that offer assistance or training to help your small business retain or regain a competitive edge.

Microloans under $25,000

Small businesses that are looking for microloans may qualify through local, federally certified community development financial institutions (CDFIs).
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Loans greater than $25,000 to $500,000

Empire State Development supports alternative lenders throughout New York State to better meet the financing needs of small businesses.
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Are you a manufacturer looking to purchase a new building or large equipment?

Empire State Development offers loans to help manufacturers own and occupy or expand facilities.
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Global and export marketing assistance

Need financial assistance with export loans? ESD works with large banks to provide exporters with financial capital for expansion into new markets.
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Advanced technology growth support

New York State offers many services for companies and budding entrepreneurs based here — including business incubators, innovation hotspots and centers of excellence — to foster collaboration between research academia and businesses.
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Looking for a mentor?

Join Business Mentor NY, a large-scale, hands-on mentoring program that helps businesses overcome growth challenges.
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Interested in starting a new business?

Local centers provide instruction, training, technical assistance and more to new or future entrepreneurs.
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Need a short-term loan?

Short-term loans are available to minority- and women-owned business enterprises.
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Already own a business in New York State?

Reduced-rate financing is available for New York State businesses to boost competitiveness.
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Get certified as an MWBE

Are you a minority- or women-owned business interested in working with New York State? We have resources to help.

Need help with a surety bond?

If you are a New York State contract holder, ESD can help you find a surety bond and assistance.

Become a state contractor

Visit the New York State contract reporter to see opportunities for your small business to work with the State of New York.

Division of Small Business Contact Information