Alternative Lenders Directory

ESD supports Alternative Lenders throughout New York State so they are better able to meet the financing needs of small businesses. This directory allows you to browse alternative lenders by geographic area served. Contact the lenders directly to learn more about programs and services offered, loan amounts, interest rates and terms.

Lender Directory
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Community Loan Fund of the Capital Region, Inc/CLFCR
Linda MacFarlane
Executive Director
255 Orange Street
#103
Albany New York 12210
  • Capital
  • Mohawk Valley
  • Albany County
  • Columbia County
  • Fulton County
  • Greene County
  • Montgomery County
  • Rensselaer County
  • Saratoga County
  • Schenectady County
  • Schoharie County
  • Warren County
  • Washington County
518-436-8586
Offering loan amounts up to $25,000 for start-up businesses and up to $50,000 for existing or expanding businesses (with at least 12 months of consistent sales).
Cooperative Federal -Syracuse Cooperative Federal Credit Union
Nathen Dow
723 Westcott Street
Syracuse New York 13210
  • Central NY
  • Mohawk Valley
  • Cortland County
  • Madison County
  • Oneida County
  • Onondaga County
  • Oswego County
315-473-0205
Offering loans up to $100,000 unless secured by owner's residence, with some exceptions.
Credit Inc.
Jamila Diaz
555 Bergen Ave.
3rd Floor
Bronx New York 10455
  • New York City
  • Bronx County
718-732-7534
Offering loans from $500 to $30,000.
Excelsior Growth Fund
5 Hanover Square
10th Floor
New York New York 10004
  • Capital
  • Central NY
  • Finger Lakes
  • Long Island
  • Mid-Hudson
  • Mohawk Valley
  • New York City
  • North Country
  • Southern Tier
  • Western NY
  • Albany County
  • Allegany County
  • Bronx County
  • Broome County
  • Cattaraugus County
  • Cayuga County
  • Chautauqua County
  • Chemung County
  • Chenango County
  • Clinton County
  • Columbia County
  • Cortland County
  • Delaware County
  • Dutchess County
  • Erie County
  • Essex County
  • Franklin County
  • Fulton County
  • Genesee County
  • Greene County
  • Hamilton County
  • Herkimer County
  • Jefferson County
  • Kings County
  • Lewis County
  • Livingston County
  • Madison County
  • Monroe County
  • Montgomery County
  • Nassau County
  • New York County
  • Niagara County
  • Oneida County
  • Onondaga County
  • Ontario County
  • Orange County
  • Orleans County
  • Oswego County
  • Otsego County
  • Putnam County
  • Queens County
  • Rensselaer County
  • Richmond County
  • Rockland County
  • Saratoga County
  • Schenectady County
  • Schoharie County
  • Schuyler County
  • Seneca County
  • St. Lawrence County
  • Steuben County
  • Suffolk County
  • Sullivan County
  • Tioga County
  • Tompkins County
  • Ulster County
  • Warren County
  • Washington County
  • Wayne County
  • Westchester County
  • Wyoming County
  • Yates County
866-466-9232
Offering EGF Smart Loans from $10,000 to $100,000 and EGF Impact Loans from $10,000 to $500,000.
Greater Jamaica Development Company
Aron Kurlander
Director of Business Services
90-04 161st Street
Jamaica New York 11432
  • New York City
  • Queens County
718-291-0282
Offering loans from $10,000 to $300,000.
Greater Syracuse Business Development Corporation
Peggy A. Adams
101 S. Salina St #10
Suite 1030
Syracuse New York 13202
  • Central NY
  • Cayuga County
  • Cortland County
  • Madison County
  • Onondaga County
  • Oswego County
315-373-0273
Offering SBA 504 loans up to $5,000,000 and Revolving Loan funds from $50,000 to $100,000.
Greene County Economic Development, Tourism and Planning
Frank Alguire
ED Specialist
411 Main Street
Catskill New York 12414
  • Capital
  • Greene County
518-719-3290
Offering microenterprise loans up to $25,000 and quantum loans at $20,000 available for every FTE created.
Grow America Fund, Inc
John Palyo
708 Third Avenue
Suite 710
New York New York 10017
  • Mid-Hudson
  • New York City
  • Bronx County
  • Erie County
  • Kings County
  • Nassau County
  • New York County
  • Queens County
  • Richmond County
  • Rockland County
  • Suffolk County
  • Westchester County
212-682-1106
Offering loans from $16,000 to $2,000,000.
Harlem Entrepreneurial Fund, LLC
Ericka Powell Sinclair
361 West 125th Street
4th Floor
New York New York 10027
  • New York City
  • Bronx County
  • New York County
212-749-0900 Ext 122
Offering loans from $500 to $25,000.
Ibero American Investors Corporation
Emilio Serrano
President
817 East Main Street
Rochester New York 14605
  • Finger Lakes
  • Western NY
(585)-296-8900
Working Capital Loans up to $35,000 and Fixed Asset Loans up to $50,000 to Minority or Woman-owned businesses.