Alternative Lenders Directory

ESD supports Alternative Lenders throughout New York State so they are better able to meet the financing needs of small businesses. This directory allows you to browse alternative lenders by geographic area served. Contact the lenders directly to learn more about programs and services offered, loan amounts, interest rates and terms.

Lender Directory
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Kiva Zip
Katherine Lynch
394 Broadway
Floor 5
New York New York 10013
  • Capital
  • Central NY
  • Finger Lakes
  • Long Island
  • Mid-Hudson
  • Mohawk Valley
  • New York City
  • North Country
  • Southern Tier
  • Western NY
  • Albany County
  • Allegany County
  • Bronx County
  • Broome County
  • Cattaraugus County
  • Cayuga County
  • Chautauqua County
  • Chemung County
  • Chenango County
  • Clinton County
  • Columbia County
  • Cortland County
  • Delaware County
  • Dutchess County
  • Erie County
  • Essex County
  • Franklin County
  • Fulton County
  • Genesee County
  • Greene County
  • Hamilton County
  • Herkimer County
  • Jefferson County
  • Kings County
  • Lewis County
  • Livingston County
  • Madison County
  • Monroe County
  • Montgomery County
  • Nassau County
  • New York County
  • Niagara County
  • Oneida County
  • Onondaga County
  • Ontario County
  • Orange County
  • Orleans County
  • Oswego County
  • Otsego County
  • Putnam County
  • Queens County
  • Rensselaer County
  • Richmond County
  • Rockland County
  • Saratoga County
  • Schenectady County
  • Schoharie County
  • Schuyler County
  • Seneca County
  • St. Lawrence County
  • Steuben County
  • Suffolk County
  • Sullivan County
  • Tioga County
  • Tompkins County
  • Ulster County
  • Warren County
  • Washington County
  • Wayne County
  • Westchester County
  • Wyoming County
  • Yates County
828-479-5482
Offering loans from $500 to $10,000.
La Fuerza Unida Community Development Corporation
Giovana Ramirez
Director
34 Multon Town Lane
Suite 203
East Norwich New York 11732
  • Long Island
  • Nassau County
  • Suffolk County
516-922-8100
Offering loans from $2,500 to $25,000.
Long Island Development Corporation/ LIDC & L.I. Small Business Assistance
Roslyn D. Goldmacher
President/CEO
400 Post Ave.
Suite 201A
Westbury New York 11590
  • Long Island
  • Nassau County
  • Suffolk County
866-433-5432
Offering loans from $2,000 to $10,000. This can increase to $25,000 on a case-by-case basis.
Lower East Side Peoples Federal Credit Union
Linda Levy
CEO
37 Avenue B
New York New York 10009-7441
  • New York City
  • Bronx County
  • Kings County
  • New York County
  • Queens County
  • Richmond County
212-529-8197
Offering loans from $500 to $250,000.
Lumber City Development Corporation
Michael Zimmerman
500 Wheatfield Street
North Tonawanda New York 14120
  • Western NY
  • Niagara County
716-695-8580
See the Lumber City Lending Guide (on website) for more information on loan amounts.
Mohawk Valley Economic Development District, Inc.
Joseph Caruso
26 W. Main Street
PO Box 69
Mohawk New York 13407
  • Mohawk Valley
  • Fulton County
  • Herkimer County
  • Montgomery County
  • Oneida County
  • Otsego County
  • Schoharie County
315-866-4671
Offering ESD loans up to $75,000 and EDA loans up to $200,000.
Mohawk Valley Economic Development Growth Enterprise - EDGE
Peter Zawko
584 Phoenix Drive
Rome New York 13441-4990
  • Mohawk Valley
  • Herkimer County
  • Oneida County
800-765-4990
Offering up to 40% of the total project cost with a minimum loan of $25,000, and a maximum loan of $250,000.
Montgomery County Business Development Center
Kenneth Rose
Director
9 Park Street
Fonda New York 12068
  • Mohawk Valley
  • Montgomery County
518-853-8334
Offering loans from $20,000 to $500,000.
Neighborhood Trust Federal Credit Union
Rosa Franco
Director of Lending
1112 St. Nicholas Avenue
New York New York 10032
  • New York City
  • Bronx County
  • Kings County
  • New York County
  • Queens County
  • Richmond County
212-740-0900 ext.321
Offering loans from $500 to $200,000.
New York Business Development Corporation/ Excelsior Growth Fund
Bryan Doxford
Vice President, Policies and Programs
50 Beaver Street
Albany New York 12207
  • Capital
  • Central NY
  • Finger Lakes
  • Long Island
  • Mid-Hudson
  • Mohawk Valley
  • New York City
  • North Country
  • Southern Tier
  • Western NY
  • Albany County
  • Allegany County
  • Bronx County
  • Broome County
  • Cattaraugus County
  • Cayuga County
  • Chautauqua County
  • Chemung County
  • Chenango County
  • Clinton County
  • Columbia County
  • Cortland County
  • Delaware County
  • Dutchess County
  • Erie County
  • Essex County
  • Franklin County
  • Fulton County
  • Genesee County
  • Greene County
  • Hamilton County
  • Herkimer County
  • Jefferson County
  • Kings County
  • Lewis County
  • Livingston County
  • Madison County
  • Monroe County
  • Montgomery County
  • Nassau County
  • New York County
  • Niagara County
  • Oneida County
  • Onondaga County
  • Ontario County
  • Orange County
  • Orleans County
  • Oswego County
  • Otsego County
  • Putnam County
  • Queens County
  • Rensselaer County
  • Richmond County
  • Rockland County
  • Saratoga County
  • Schenectady County
  • Schoharie County
  • Schuyler County
  • Seneca County
  • St. Lawrence County
  • Steuben County
  • Suffolk County
  • Sullivan County
  • Tioga County
  • Tompkins County
  • Ulster County
  • Warren County
  • Washington County
  • Wayne County
  • Westchester County
  • Wyoming County
  • Yates County
212-430-4512
Offering loans from $25,000 - $5,000,000.