Alternative Lenders Directory

ESD supports Alternative Lenders throughout New York State so they are better able to meet the financing needs of small businesses. This directory allows you to browse alternative lenders by geographic area served. Contact the lenders directly to learn more about programs and services offered, loan amounts, interest rates and terms.

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Orange County Chamber of Commerce
Casey Meier
30 Scott’s Corner Drive
Montgomery New York 12549
  • Mid-Hudson
  • Orange County
845-457-9700
Orleans Economic Development Agency
121 North Main Street
Albion New York 14411
  • Finger Lakes
  • Orleans County
585-589-7060
Offering loans from $50,000 to $250,000.
Pathstone Enterprise Center, Incorporated
Hubert Van Tol
400 East Ave.
Rochester New York 14607
  • Finger Lakes
  • Southern Tier
  • Western NY
  • Allegany County
  • Cattaraugus County
  • Cayuga County
  • Chemung County
  • Cortland County
  • Erie County
  • Genesee County
  • Livingston County
  • Monroe County
  • Niagara County
  • Onondaga County
  • Ontario County
  • Orleans County
  • Oswego County
  • Schuyler County
  • Seneca County
  • Steuben County
  • Tioga County
  • Tompkins County
  • Wayne County
  • Wyoming County
  • Yates County
585-340-3385
Offering loans from $5000 to $250,000, with a maximum of $25,000 for start-ups.
Primary Care Development Corporation
Anne Dyjak
45 Broadway
Suite 530
New York New York 10006
  • Long Island
  • Mid-Hudson
  • New York City
  • Bronx County
  • Kings County
  • Nassau County
  • New York County
  • Queens County
  • Richmond County
  • Suffolk County
  • Westchester County
212-437-3920
Offering loans from $50,000 to $250,000. Larger loans are considered on a case-by-case basis.
Renaissance Economic Development Corporation
Siu Kwan Chan
Managing Director
2 Allen Street
7th Floor
New York New York 10002
  • New York City
  • Bronx County
  • Kings County
  • New York County
  • Queens County
  • Richmond County
212 964-6022
Offering loans from $1,000 to $100,000,000.
Schuyler County Partnership for Economic Development
Judy McKinney Cherry
N/A
910 South Decatur Street
Village of Watkins Glen New York 14891
  • Southern Tier
  • Schuyler County
607-535-4341
Offering loans up to $20,000.
Southern Tier Regional Economic Development Corporation/REDEC Relending Corporation
George Miner
8 Dennison Parkway East
3rd Floor, Ste. 403
Corning New York 14830
  • Southern Tier
  • Chemung County
  • Schuyler County
  • Steuben County
607-962-3021 ext. 111
Loan programs include: REDEC/RRC revolving loan program provides financing for up to $100,000 or 50% total project cost, whichever is less;  RRC micro loan program provides financing for up to$20,000 or 50% total project cost, whichever is less; SBA microloan program provides financing up to $50,000 based on specific project criteria (also available in Tioga County)
Syracuse Cooperative Federal Credit Union
Meagan Weatherby
Development & Communications Manager
800 North Salina Street
Syracuse New York 13208
  • Central NY
(315)-473-0206
Working Capital Loans up to $35,000 and Fixed Asset Loans up to $50,000 to Minority or Woman-owned businesses.
The North Country Alliance c/o The Development Authority of the North Country
Michelle Capone
Program Manager
317 Washington Street
Suite 414
Watertown New York 13601
  • North Country
  • Clinton County
  • Essex County
  • Franklin County
  • Hamilton County
  • Jefferson County
  • Lewis County
  • St. Lawrence County
315-785-2593
Working Capital or Fixed Asset loans up to $225,000 or 40% total project cost, whichever is less.
Tioga County Local Development Economic Corporation - TCLDC
LeeAnn Tinney
Director
56 Main St.
Owego New York 13827
  • Southern Tier
  • Tioga County
607-687-8254
Offering loans from $2,500 to $100,000.