Alternative Lenders Directory

ESD supports Alternative Lenders throughout New York State so they are better able to meet the financing needs of small businesses. This directory allows you to browse alternative lenders by geographic area served. Contact the lenders directly to learn more about programs and services offered, loan amounts, interest rates and terms.

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Tompkins County Area Development
Ina K. Arthur
200 East Buffalo Street
Ste. 102A
Ithaca New York 14850
  • Southern Tier
  • Tompkins County
607-273-0005
The TCAD Loan Program consists of four individual revolving loan funds: the TCAD Loan Fund, Minority and Women Loan Fund, Countywide Revolving Loan Fund, and Town of Dryden Loan Fund. Specific regulations vary for each fund.
Town of Union Economic Development Office/Local Development Corporation
Joseph M. Moody
Director & CFO
3111 East Main Street
Endwell New York 13760
  • New York City
  • Queens County
607-786-2321
Offering loans from $10,000 to $300,000.
Trufund Financial Services, INC
Aisha Brown
Managing Director
1440 Broadway
23rd Floor
New York New York 10018
  • Long Island
  • Mid-Hudson
  • New York City
  • Bronx County
  • Kings County
  • New York County
  • Queens County
  • Richmond County
  • Suffolk County
  • Westchester County
646-732-9919
Offering and average loan size of $10,000.
Ulster County
Suzanne Holt
244 Fair Street
6th Floor
Kingston New York 12401
  • Mid-Hudson
  • Ulster County
845-334-5596
Offering loan amounts that vary.
Utica Industrial Development Agency
Jack N. Spaeth
1 Kennedy Plaza
Utica New York 13502
Oneida County
  • Mohawk Valley
  • Oneida County
(315) 792-0195
Loans from $1,000 to $150,000.  ** Lending to companies in the City of Utica only
Utica Industrial Development Corporation
Peter Zawko
N/A
584 Phoenix Drive
Rome New York 13441-4990
  • Mohawk Valley
  • Herkimer County
  • Oneida County
315-338-0393
Offering loans of $250,000. A minimum of 10 percent equity (cash or otherwise) contribution by the borrower of the total project cost is required.
Utica Neighborhood Housing Service, Inc. dba Homeownership Center
Janice A. Forte
CEO
1611 Genesee Street
Utica New York 13501
  • Mohawk Valley
  • Fulton County
  • Herkimer County
  • Madison County
  • Montgomery County
  • Oneida County
  • Otsego County
315-724-4197
Offering loans from $1,500 to $12,000.
VEDC Tri State Business Opportunity Fund
Coco Corona
708 3rd Avenue
6th Floor
New York New York 10017
  • Capital
  • Central NY
  • Finger Lakes
  • Long Island
  • Mid-Hudson
  • Mohawk Valley
  • New York City
  • North Country
  • Southern Tier
  • Western NY
  • Albany County
  • Allegany County
  • Bronx County
  • Broome County
  • Cattaraugus County
  • Cayuga County
  • Chautauqua County
  • Chemung County
  • Chenango County
  • Clinton County
  • Columbia County
  • Cortland County
  • Delaware County
  • Dutchess County
  • Erie County
  • Essex County
  • Franklin County
  • Fulton County
  • Genesee County
  • Greene County
  • Hamilton County
  • Herkimer County
  • Jefferson County
  • Kings County
  • Lewis County
  • Livingston County
  • Madison County
  • Monroe County
  • Montgomery County
  • Nassau County
  • New York County
  • Niagara County
  • Oneida County
  • Onondaga County
  • Ontario County
  • Orange County
  • Orleans County
  • Oswego County
  • Otsego County
  • Putnam County
  • Queens County
  • Rensselaer County
  • Richmond County
  • Rockland County
  • Saratoga County
  • Schenectady County
  • Schoharie County
  • Schuyler County
  • Seneca County
  • St. Lawrence County
  • Steuben County
  • Suffolk County
  • Sullivan County
  • Tioga County
  • Tompkins County
  • Ulster County
  • Warren County
  • Washington County
  • Wayne County
  • Westchester County
  • Wyoming County
  • Yates County
212-231-4313
Offering loans from $50,000 to $500,000.
Warren County, LDC
Jennifer Switzer
CFO
1340 State Route 9
Lake George New York 12845
  • Capital
  • Warren County
518-761-6007
Offering loans at a minimum of $3,000 with no maximum.
Washington Heights and Inwood Development Corporation
Dennis Reeder
Exec Director
57 Wadsworth Avenue
New York New York 10033-7048
  • New York City
  • Bronx County
  • New York County
212-795-1600
Offering loans from $100 to $50,000.